• Home
  • Services
    • Purchase
    • Renewal
    • Refinance
    • Reverse
    • First Time Home Buyer
    • Self Employed
  • About Me
  • Socials
  • Contact Me
  • More
    • Home
    • Services
      • Purchase
      • Renewal
      • Refinance
      • Reverse
      • First Time Home Buyer
      • Self Employed
    • About Me
    • Socials
    • Contact Me
  • Home
  • Services
    • Purchase
    • Renewal
    • Refinance
    • Reverse
    • First Time Home Buyer
    • Self Employed
  • About Me
  • Socials
  • Contact Me
Kayla Barry - Mortgage Broker

Mortgage Education & Clarity Starts Here

Get Started

 Getting a mortgage while self employed can look a little different, but with the right approach it can be just as achievable and straightforward. 

Self Employed Process

income & business review

income & business review

income & business review

 The first step is understanding your business and income structure. I review your tax returns, business financials, and overall financial picture to determine how lenders will view your income. This allows me to identify the mortgage options that best fit your situation as a self employed borrower. 

Mortgage Strategy

income & business review

income & business review

 I develop a mortgage strategy based on your income documentation and goals. I work with lenders that specialize in self employed clients and secure a pre approval where possible. This step helps establish your purchase budget and ensures you are well prepared before beginning your home search. 

Securing Your Mortgage

income & business review

Securing Your Mortgage

 Once you find the right property or decide to move forward with financing, I guide you through the final mortgage approval process. I coordinate with the lender and help provide any additional documentation required to ensure your mortgage moves smoothly through to completion. 

What To Know When Self Employed

How income is calculated when self employed

Qualifying for a mortgage when you are self employed can look a little different than it does for someone who is salaried or hourly. Because your income may fluctuate from year to year, lenders typically take a closer look at your financial history to determine what income can be used for your mortgage application.

Learn More

WHAT TO EXPECT WITH THE PRE APPROVAL PROCESS

A mortgage pre approval is an important first step when preparing to buy a home. It helps you understand how much you may be able to borrow and gives you confidence when you begin looking at properties.

Learn More

The Mortgage Centre - Right Way Mortgage

Copyright © 2026 Kayla Barry, Maple Ridge Mortgage Broker - All Rights Reserved.

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